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What changes legally when you turn 18, and what to do in that first week

| What changes | The rule | Proof |
|---|---|---|
| Contracts | A contract you sign counts. Before your state's age of majority, most are voidable | A, state contract law |
| Medical records and decisions | Parents lose automatic access. Name someone on a health care proxy and a HIPAA form | A, HIPAA and state proxy laws |
| Voting | Citizens who are 18 by Election Day can vote if registered by the state deadline | A, federal and state election law |
| Selective Service (men) | Register within 30 days of your 18th birthday. Late sign-up is accepted until 26 | A, Military Selective Service Act |
| Jury duty | Federal jurors must be 18, a citizen and a one-year resident of the district | A, Jury Selection and Service Act |
| Criminal court | In most states a charge after your 18th birthday goes to adult court | A, state law |
| Credit cards | Under 21, you need your own income or a cosigner who is 21 or older | A, CARD Act |
| Work | Federal youth limits on hours and hazardous jobs stop applying. State rules can differ | A, Fair Labor Standards Act |
How to read the age-18 table
Each row is one thing that flips on your birthday. The middle column is the rule in plain words. The last column is the grade the book gives it.
Every row here is an A. That means a law or an official rule sits behind it, not just someone's opinion. On this page we kept it that way on purpose, so you can tell what is required and what is only good advice.
Two rows need a date in your calendar. Men have 30 days for Selective Service. And the health care proxy only works if you sign it before you need it.
The Cornell Law School page on the age of majority explains the idea of legal adulthood if you want the longer version.

Adult means 19 or 21 in a few states
Most states say adult starts at 18. Not all. Alabama and Nebraska use 19, and Mississippi uses 21.
And adult is not one switch. The drinking age is 21 everywhere. The voting age is 18. The driving age is its own rule. So in the same state, you can be an adult for a lease and still a minor for a beer.
Spend two minutes on your own state's rule. It costs nothing, and you will know which choices are now yours alone.

The quiet change at the doctor's office
This is the one most families miss. When you were a minor, your parents could usually see your medical records and make choices for you. At 18 that stops.
If you are in a crash or too sick to talk, nobody can speak for you unless you named them. The fix is two forms: your state's health care proxy and a HIPAA authorization. Most states need witnesses or a notary. Your state health department, attorney general or state bar usually posts the free form. In New York, any adult 18 or older can name an agent on a free state form with two adult witnesses.
The HHS page on personal representatives lays out the federal side. The book gives this move an A and puts it on its short list of Cheap A's.

Registering, voting and the summons in the mail
Voting comes first. You register through vote.gov, which sends you to your state's own site. It takes five to fifteen minutes in most states. Many states let you pre-register at 16 or 17.
If you are a man, you also register with Selective Service. It is not joining the military. Our page on missing the Selective Service deadline covers what to do if your 30 days already passed.
Then one day a jury summons may show up. Read it and answer by the date on it. Federal jurors are paid $50 a day. A real court reaches you by mail. A call saying you missed jury duty and must pay a fine is a scam.

It is the night before your birthday
Your phone is full of messages. Someone ordered a cake. Nobody has said a word about forms.
Tomorrow you can sign a lease. You can sign up for a phone plan on your own. If you end up in the hospital, the doctor may not be able to call your mom and talk it through. None of that comes with a warning.
That is the whole point of a first-week list. The changes are quiet, so you have to go looking for them.

The chapters that handle turning 18
This is the problem The 18 Manual was written for. Iris Athens wrote it as the letter nobody sends.
The Week You Turn 18 walks through eight moves: your state's age of majority, reading every contract, voting, Selective Service, jury duty, the fake jury fine call, the health care proxy and REAL ID. Each one lists its cost and its proof grade.
The Cheap A's is one page of the moves that cost close to nothing and have the strongest proof. Start there if you only have one afternoon.
Legal Red Lines at 18 covers what changes on the other side: adult court, the federal photo laws that apply to anyone under 18, and threats posted as a joke.
The book explains published rules. It is not legal advice. For your own state's rules, check your state's court self-help site, and for a real problem, legal aid at LawHelp.org is free if you qualify.

The book for this problem
The 18 Manual
What to Do Before and After You Turn 18: Money, Work, Rent, Health, and Your Legal Rights, Graded by What It Costs and How Well It Works. By Iris Athens, 142 pages.
Where this problem is in the book:
- The Week You Turn 18
- The Cheap A's
- Legal Red Lines at 18
Links go to Amazon. ToolGenX publishes this book under a pen name and earns from every sale. Amazon sets the price and handles delivery and returns.

Is The 18 Manual the right book for you?
Yes, if
- You turn 18 within the next year and want the list nobody hands you
- You already turned 18 and are not sure what you missed
- You want to know which rules are law and which are just advice
Skip it if
- You need a lawyer to look at your own case
- You live outside the United States
Fair doubts before you buy
Can't I just look this up when it comes up?
Some of it, yes. The trouble is the deadlines. Selective Service gives men 30 days. A health care proxy has to be signed while you are healthy, not after the accident. Those two only work if you know about them ahead of time.
My parents will handle the medical stuff, right?
Not on their own anymore. Federal privacy rules do not give parents automatic access to an adult child's records. If you want a parent to be able to talk to your doctors in an emergency, you have to name them on a form yourself.
Get The 18 Manual
About 130 grown-up moves, from a first bank account to a first lease, each graded by what it costs and how well it works, so a new 18-year-old knows which ones are worth the time.
Links go to Amazon. ToolGenX publishes this book under a pen name and earns from every sale. Amazon sets the price and handles delivery and returns.
This book explains published US rules and where to check them. It is not legal, tax, medical or financial advice.

Questions people ask about this
- What can you legally do at 18?
- In most states you can sign a lease, take out a loan and sign other contracts that bind you. You can vote in federal elections if you are a citizen and registered. You can be called for federal jury duty. You also lose the easy exit that minors have from contracts, and a criminal charge usually goes to adult court.
- Is 18 the age of adulthood in every state?
- No. Most states use 18. Alabama and Nebraska use 19, and Mississippi uses 21. This is separate from the drinking age, which is 21 everywhere, and the voting age, which is 18. So adult can mean different things for different rules, even in one state.
- Can my parents see my medical records after I turn 18?
- Not automatically. Once you reach your state's age of majority, you control your health information, including records made when you were a minor. You can tell a doctor in writing to share records with a parent, and you can name a parent on a health care proxy and a HIPAA form.
- Do you have to register for anything when you turn 18?
- Almost all men ages 18 through 25, citizens and immigrants, must register with Selective Service, within 30 days of turning 18. Voter registration is not required, but you must be registered by your state's deadline to vote. North Dakota has no voter registration at all.
- Can I get out of a contract I signed at 17?
- Often, yes. Contracts signed by minors are generally voidable, which means a minor can often get out of them. That protection is gone for new contracts once you reach your state's age of majority. A signature at 18 counts.
Related problems
- Turned 18 and forgot to register for Selective Service? What to do now
Missed the 30-day Selective Service window after turning 18? You can still register online until 26. What it costs you to wait and what it does not mean.
- Can I stay on my parents' health insurance until 26? The rule and the end date
You can stay on a parent's health plan until 26, even if you marry or move out. See when coverage ends, the 60-day window and your options after.
- A useful 18th birthday or graduation gift that won't end up in a drawer
Looking for a useful 18th birthday or graduation gift? Here is one that teaches the money, rent and health rules, plus an hour of your time to go with it.
- How to build credit at 18 without falling into a credit card trap
Secured card, credit-builder loan or authorized user? Compare the ways to build credit at 18, the under-21 rule, and the moves that do not count.
- Everything inside The 18 Manual
Every chapter, who the book is for, and every problem it helps with.
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